Sometime back when I was driving to work, I saw a car overtake me and speeding much beyond the prescribed limit. It seems the vehicle occupant was late for an appointment. Of course, as expected, he got stuck in traffic after some time and I pretty much caught up with him. I could not help but draw a comparison with investments. When someone starts late from home to go for an appointment, there is a tendency to drive fast. Similarly, when a person starts investing late, there is much more pressure...