Unravelling the Financial Jargons your Advisor may use. The ultimate Cheat Sheet!

  • Arzoo Dalal
  • Jan 11 2021
Estimated reading time: 8 minutes 31 seconds

“Do not save what is left after spending… but spend what is left after saving: Warren Buffet”Warren Buffet needs no introduction and with his quote stated above, he has very specifically pointed out when are you capable enough of spending. Every time I read this quote, it kind of motivates me for increasing my savings and securing myself for a healthier half of my life. So, we can’t deny the fact that how important financial planning is in our life. This whole business model started back...


Market Commentary – Kites fly but come down

  • Satish Anand
  • Sep 23 2020
Estimated reading time: 10 minutes 16 seconds

In this latest edition of the newsletter. we have covered details on the following:SEBI's new margin rules, effective from Sept 1, 2020, effective on the cash markets for buy as well as sell transaction.The charm of sectoral and thematic and its effects on a well-diversified portfolio.What are RBI’s OMO operations?Details on the Honourable Supreme Court’s decision to grant a timespan of 10 years to pay the statutory dues to the government.To Read the Newsletter Please Find the Link at the end...


QandA Report of Estate Planning Webinar

  • Meyyappan M
  • Sep 9 2020
Estimated reading time: 11 minutes 9 seconds

Click here to watch the webinar on YouTube Webinar PPT Link and QandA PDF report at the end of this blog. What is the legal status of a codicil, (in the case of intestate deaths)? A codicil is an appendix to will. A codicil is valid if the Will is valid and no dispute is there. If there is a Will and a codicil, then the intestate situation does not apply. (How will this scenario change if the property is on both husband and wife?) Husband will come as Hindu Male, while Wife will come as Hindu...



  • Varsha Gaikwad
  • Aug 19 2020
Estimated reading time: 4 minutes 54 seconds

What does Financial Planning mean to you?Is it all to do with “Investments”?Is it about creating an unknown corpus of funds?Is it “Thinking about money all the time?”NO!!!It’s about your Financial FreedomPlanning for worst-case scenariosYour Life Goals & AspirationsIt is about YOU and Your Family’s Financial wellbeing NOW and in the future1. Financial Freedom is a REALITY!!! People typically consider this to be a Myth.Financial freedom can be defined as the freedom to follow your...


The Cost of Procrastination

  • Kanchana Sridhar
  • Aug 17 2020
Estimated reading time: 4 minutes 42 seconds

The Cost of ProcrastinationWe may have something in common, it's a Saturday you are tired from the work you've done all week. You are just relaxing in your living room in front of your TV and you see a notification pop up saying you've missed paying your credit card bill & your heart begins to sink thinking about the added interest payment on it?You've experienced one of the costs of procrastination. Procrastination can cause missed deadlines, missed opportunities, and just plain missing out.Procrastination...


Investment Adviser’s Compliance – An organizational burden or a necessity for Outstanding Client Service?

  • Atrayee Sen
  • Jun 10 2020
Estimated reading time: 4 minutes 3 seconds

“Compliance is just a subset of “governance” and not the other way around.” – Pearl Zhu, Digitizing Boardroom: The Multifaceted Aspects of Digital Ready Boards To read or write something about Compliance, the first thing we must know What is Compliance! A compliance program is a set of internal policies and procedures of a company to comply with laws, rules, and regulations or to uphold the business reputation. Many times, companies can put additional rules to differentiate with competitors...


The Art of Asset Allocation in Investment Management

  • Rahul Saha
  • May 25 2020
Estimated reading time: 6 minutes 52 seconds

Money.It is at today's age one of the most powerful tools which gives an individual, purchasing power and helps fulfil ones Aspirations. As a civilization, we have come a long way since the Barter System and currency now symbolizes a medium of exchange in the modern era.It is evident that earning money is extremely important, but to what extend should one be financially sound to manage one’s hard earned money so that he/she can not only preserve it for their goals but also generate decent returns...


February Newsletter - 2020

  • Mitraz Financial
  • Mar 12 2020
Estimated reading time: 11 minutes 30 seconds

SEBI Announces Amendments To Investment Advisers RegulationsSEBI has barred the use of titles like independent "financial advisers" or "wealth advisers" by those dealing in the distribution of securities unless they are registered as investment advisers also. As per SEBI, an individual adviser cannot provide distribution services, while firms would need to segregate advisory and distribution activities at the client level. SEBI has also proposed a cap on the advisory fees. A detailed circular from...


Know your Risk Profile in and with 20/20 - Happy New Year 2020!

  • Anup Bansal
  • Dec 31 2019
Estimated reading time: 3 minutes 38 seconds

Another year is going by and we all are ready to welcome the New Year 2020. The start of the new decade will see Mitraz reaching and celebrating an important milestone – a decade long existence since 2010.The Year 2019 started with high expectations about market recovery which were further elevated after a bigger mandate for BJP in Lok Sabha Elections in May 2019. However, the euphoria was short-lived with budget dampeners, GDP falling to 4.5% during July – Sep quarter and high unemployment....


Trivialising the Investment Process

  • Anup Bansal
  • Nov 10 2018
Estimated reading time: 4 minutes 20 seconds

Festivals bring friends and families together and get-togethers lead to discussions. One favorite topic of discussion is the current state of affairs of the Indian polity and the Nation. Recently, I had one such interesting discussion with a friend of mine. We both passionately debated what is wrong with the current situation - rising oil prices, tax burden, poor infrastructure, demonetization, corruption, inept politicians and insensitive administration. We had a good idea about the fixes and were...


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