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"Bucketizing" Your Investments

  • Anup Bansal
  • Mar 1 2012
Estimated reading time: 3 minutes 51 seconds

"Bucketizing" is not a word that can be found in English dictionaries so let me explain the term. I have coined the term "Bucketizing" for the process of allocating dedicated investments to a particular financial goal. For example, an individual may buy a Child Plan that provides both insurance as well as funds for the child's education when she turns 17 years old. Similarly, there may be dedicated investments for one's retirement plan. Hence, an individual plans by creating "Investment Buckets"...

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The Curious Case of Real Estate Investments

  • Anup Bansal
  • Sep 13 2012
Estimated reading time: 4 minutes 52 seconds

Rs. 8 lakhs invested in a piece of land in 1990 in a non-metro city is worth Rs. 3 Cr today. We all have been reading and hearing about the phenomenal returns, that too risk-free (I will take that with a grain of salt), in real estate investments. Let us put things in perspective. The CAGR (Compounded Annual Growth Return) is 17% per annum on this investment. Now same 8 lakhs invested in the Sensex in 1990 - the index had touched 1000 first time that year - would have fetched Rs. 1.42 Cr today. Though...

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