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Financial Adviser - Do You Have A Professional?

  • Anup Bansal
  • Aug 18 2014
Estimated reading time: 4 minutes 9 seconds

When it is a question about your health, would you not ensure that the doctor you are consulting is qualified? When you want to build a nice house, would you not ensure that the architect you are consulting is qualified? When you want to get your car fixed, would you not ensure that the mechanic you are consulting is qualified? Is this the same for your financial advice?Too many times I hear from people around me about getting their advice from newspapers, TV channels and in general tips from friends...

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Dynamic Asset Allocation and the Role of Asset Classes

  • Anup Bansal
  • Jun 8 2013
Estimated reading time: 2 minutes 59 seconds

A regular and fixed monthly investment over the period January 2008 - December 2012 in a well-known debt fund would have given a CAGR (compounded annual growth rate) of 8.43%. If the same amount was split between the debt fund and the NIFTY index through an ETF in a 50:50 split, the CAGR would increase to 9.05%. But if certain adjustments are made in the proportion depending upon the market conditions, the CAGR can be enhanced to 9.55%. For example, when market valuation is comparatively lower then...

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Seven Steps in the Process of Investments

  • Anup Bansal
  • Jan 13 2013
Estimated reading time: 0 minutes 45 seconds

Step 1 - Establish the investor's return and risk objectives from the current financial status, desired goals, risk questionnaire.Step 2 - Establish the investor's constraints - Liquidity, Time Horizon, Taxes etc.Step 3 - Determine investor's strategy for investments based on the return and risk objectives, constraints, suitability of an asset class and investments, historical data and market expectations.Step 4 - Determine investor's asset allocation that is most appropriate for meeting the return...

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It is a Wealth Management & Advisory Firm.