When it is a question about your health, would you not ensure that the doctor you are consulting is qualified? When you want to build a nice house, would you not ensure that the architect you are consulting is qualified? When you want to get your car fixed, would you not ensure that the mechanic you are consulting is qualified? Is this the same for your financial advice?Too many times I hear from people around me about getting their advice from newspapers, TV channels and in general tips from friends...