Knowledge Centre

Unravelling the Financial Jarg...

Estimated reading time: 8 minutes 31 seconds

“Do not save what is left after spending… but spend what is left after saving: Warren Buffet”W...

Arzoo Dalal
Jan 11 2021

Market Commentary – Kites fl...

Estimated reading time: 10 minutes 16 seconds

In this latest edition of the newsletter. we have covered details on the following: SEBI's new margin...

Satish Anand
Sep 23 2020

QandA Report of Estate Plannin...

Estimated reading time: 11 minutes 14 seconds

Click here to watch the webinar on YouTubeWebinar PPT Link and QandA PDF report at the end of this b...

Meyyappan M
Sep 9 2020

QandA Report of Estate Plannin...

Estimated reading time: 11 minutes 9 seconds

Click here to watch the webinar on YouTube Webinar PPT Link and QandA PDF report at the end of this ...

Meyyappan M
Sep 9 2020

HOW DO I START MY FINANCIAL PL...

Estimated reading time: 4 minutes 54 seconds

What does Financial Planning mean to you?Is it all to do with “Investments”?Is it about creating...

Varsha Gaikwad
Aug 19 2020

The Cost of Procrastination

Estimated reading time: 4 minutes 42 seconds

The Cost of ProcrastinationWe may have something in common, it's a Saturday you are tired from the w...

Kanchana Sridhar
Aug 17 2020

The Virus and the Carpenters o...

Estimated reading time: 7 minutes 36 seconds

Globally, News continues to be dominated by things about and related to Coronavirus.  In this ed...

Satish Anand
Jun 30 2020

Investment Adviser’s Complia...

Estimated reading time: 4 minutes 3 seconds

“Compliance is just a subset of “governance” and not the other way around. ” – Pearl Zhu, D...

Atrayee Sen
Jun 10 2020

Reliance Industries Rights Iss...

Estimated reading time: 3 minutes 38 seconds

1) What is the Right Issue schedule? Ans: The Right Issue date is from 20th May (Wednesday) 2020 wit...

Rahul Saha
May 27 2020

The age of rumour and negative...

Estimated reading time: 14 minutes 20 seconds

Globally, News continues to be dominated by things about and related to Coronavirus. In this edition ...

Satish Anand
May 26 2020

Managing Employees' Concerns &...

Estimated reading time: 2 minutes 37 seconds

Opinions are plenty, truth varies but the fact is one. Believe in the fact that the virus is going t...

Sri Sudha
May 26 2020

The Art of Asset Allocation in...

Estimated reading time: 6 minutes 52 seconds

Money. It is at today's age one of the most powerful tools which gives an individual, purchasing powe...

Rahul Saha
May 25 2020

"Whatever it Takes" When, how,...

Estimated reading time: 10 minutes 10 seconds

In this edition, we have covered: Tax Harvesting methods and detailsThe FM's Relief Package for the p...

Satish Anand
Apr 22 2020

Sec 194-IB - TDS On Rental Pay...

Estimated reading time: 4 minutes 9 seconds

Are you a person who’s moved into a plush apartment, condominium or villa warranting to pay a rent...

Yash Dhona
Mar 26 2020

Janata Curfew | What To Do Dur...

Estimated reading time: 2 minutes 39 seconds

The PM, Mr. Narendra Modi addressed the nation on Thursday and told us that we should not be complac...

Anup Bansal
Mar 22 2020

Coronavirus Panic, Depressed M...

Estimated reading time: 3 minutes 55 seconds

Markets are down by more than 25% since the high recorded in January this year. Malls, cinema halls ...

Anup Bansal
Mar 18 2020

Next Steps after the Market Sc...

Estimated reading time: 6 minutes 3 seconds

In this edition, we have covered details related to SEBI’s initiatives to curb the POA misuse by b...

Satish Anand
Mar 13 2020

Panic Selling, Weak Investor S...

Estimated reading time: 2 minutes 10 seconds

Information sources are plenty and whether we look for data or not, it is being pushed our way every...

Anup Bansal
Mar 10 2020

Coronavirus: What Does This Me...

Estimated reading time: 5 minutes 9 seconds

What is Coronavirus?Coronaviruses are a large family of viruses, including some that cause the commo...

Satish Anand
Mar 7 2020

Pre-Buget 2020 Commetary - Fro...

Estimated reading time: 4 minutes 15 seconds

A celebration of expectations or calibration of expectations – nothing really matters unless it is...

Satish Anand
Feb 1 2020

Know your Risk Profile in and ...

Estimated reading time: 3 minutes 38 seconds

Another year is going by and we all are ready to welcome the New Year 2020. The start of the new dec...

Anup Bansal
Dec 31 2019

Karvy Scam: What Should A Karv...

Estimated reading time: 3 minutes 1 second

Karvy Stock Broking Scam: What Should A Karvy Demat Account Holder Do?The capital markets regulator,...

Satish Anand
Dec 17 2019

Did I miss the bus?

Estimated reading time: 2 minutes 3 seconds

The election uncertainty is over and like many news channels are saying, "The People of India have s...

Anup Bansal
May 23 2019

The Emerald Potion and Investm...

Estimated reading time: 2 minutes 59 seconds

In "Harry Potter & Half-Blood Prince" by J. K. Rowling, there is an interesting story about the E...

Anup Bansal
Feb 20 2019

How to handle bad roads and tr...

Estimated reading time: 2 minutes 30 seconds

Sometime back when I was driving to work, I saw a car overtake me and speeding much beyond the presc...

Anup Bansal
Dec 31 2018

We are all stories in the end,...

Estimated reading time: 2 minutes 32 seconds

"Do Nothing Wrong and the Right Thing Will Happen"This is the headline from Chapter 6 of the book "t...

Anup Bansal
Dec 8 2018

Trivialising the Investment Pr...

Estimated reading time: 4 minutes 20 seconds

Festivals bring friends and families together and get-togethers lead to discussions. One favorite to...

Anup Bansal
Nov 10 2018

Be the BULL in this market, In...

Estimated reading time: 3 minutes 17 seconds

The securities arm of a well-known bank that serves both Institutional and Retail clients gave SELL ...

Anup Bansal
Oct 21 2018

The X-Factor

Estimated reading time: 3 minutes 8 seconds

"It is all about timing!" The protagonist Chesley Sullenberger says in the movie 'Sully'. Captain Sul...

Anup Bansal
Sep 15 2018

A Tale of Two Friends

Estimated reading time: 2 minutes 36 seconds

Sensex fell by 410 points on Friday, March 23rd, 2018 - a more than five-month low according to one ...

Anup Bansal
Apr 15 2018

Discounts and Free Services

Estimated reading time: 3 minutes 36 seconds

A couple of years back, my friend Shekhar (name changed) was visiting Agra, the city of Taj in the m...

Anup Bansal
Apr 8 2018

Volatility is your friend!

Estimated reading time: 2 minutes 27 seconds

Today the Indian stock market fell by around 1. 5% and has fallen by around 4. 8% in the last four ses...

Anup Bansal
Feb 6 2018

FOMO

Estimated reading time: 1 minute 47 seconds

I happened to be on Dalal Street on the day Sensex crossed the mark of 35,000 on 17th January. There...

Anup Bansal
Jan 26 2018

Money , Emotions and Demonetiz...

Estimated reading time: 4 minutes 59 seconds

Money evokes extreme emotions. While we all know that money is just a means to supposedly greater en...

Anup Bansal
Nov 24 2016

Olympics and Investments

Estimated reading time: 2 minutes 21 seconds

Congratulations to our sportspersons P V Sindhu and Sakshi Malik on their medals and bringing laurel...

Anup Bansal
Sep 9 2016

Stock Market Is Up - What Shou...

Estimated reading time: 3 minutes 5 seconds

Nifty has given an absolute return of 29% since the beginning of this year and relevant questions in...

Anup Bansal
Sep 22 2014

Financial Adviser - Do You Hav...

Estimated reading time: 4 minutes 9 seconds

When it is a question about your health, would you not ensure that the doctor you are consulting is ...

Anup Bansal
Aug 18 2014

Opportunity Cost - Should Inve...

Estimated reading time: 4 minutes 16 seconds

"Opportunity Cost" of a choice is the value of the best alternative forgone in order to pursue a cer...

Anup Bansal
Jun 2 2014

The Hindu Undivided Family

Estimated reading time: 4 minutes 28 seconds

The Indian Income tax Act recognises a Hindu Undivided family as a separate taxable assessee No! The...

Aditya Shastri
Sep 14 2013

Dynamic Asset Allocation and t...

Estimated reading time: 2 minutes 58 seconds

A regular and fixed monthly investment over the period January 2008 - December 2012 in a well-known ...

Anup Bansal
Jun 8 2013

Seven Steps in the Process of ...

Estimated reading time: 0 minutes 45 seconds

Step 1 - Establish the investor's return and risk objectives from the current financial status, desi...

Anup Bansal
Jan 13 2013

Competence and Wealth Advisory

Estimated reading time: 3 minutes 6 seconds

It is a given that competence is required to produce anything valuable, to service clients and in ge...

Anup Bansal
Dec 31 2012

The Curious Case of Real Estat...

Estimated reading time: 4 minutes 52 seconds

Rs. 8 lakhs invested in a piece of land in 1990 in a non-metro city is worth Rs. 3 Cr today. We all ...

Anup Bansal
Sep 13 2012

Determining Your Risk Profile ...

Estimated reading time: 2 minutes 56 seconds

When the markets are going up and up, everyone goes on the bandwagon irrespective of adequate unders...

Anup Bansal
Jul 27 2012

"Emotizing" Your Investments

Estimated reading time: 5 minutes 56 seconds

"Emotizing" is yet another word that cannot be found in English dictionaries so let me explain the t...

Anup Bansal
Apr 4 2012

"Bucketizing" Your Investments

Estimated reading time: 3 minutes 50 seconds

"Bucketizing" is not a word that can be found in English dictionaries so let me explain the term. I ...

Anup Bansal
Mar 1 2012

July Newsletter - 2020

Estimated reading time: 13 minutes 36 seconds

Financial News SEBI's new margin rules, effective from Sept 1, 2020 Margin required to buy stocks. P...

Mitraz Financial
Jul 31 2020

May Newsletter - 2020

Estimated reading time: 13 minutes 6 seconds

FINANCIAL NEWS A committee appointed by the Reserve Bank of India (RBI), headed by the chief executi...

Mitraz Financial
Jul 2 2020

April Newsletter - 2020

Estimated reading time: 11 minutes 42 seconds

Financial News SEBI relaxes buyback regulation to enable the quicker raising of funds in times of th...

Mitraz Financial
May 26 2020

March Newsletter - 2020

Estimated reading time: 10 minutes 28 seconds

FINANCIAL NEWS EPFO subscribers can withdraw the lower of 75% of their savings or up to a maximum of...

Mitraz Financial
Apr 22 2020

February Newsletter - 2020

Estimated reading time: 11 minutes 30 seconds

SEBI Announces Amendments To Investment Advisers RegulationsSEBI has barred the use of titles like i...

Mitraz Financial
Mar 12 2020

FINANCIAL NEWS

Estimated reading time: 10 minutes 44 seconds

With effect from Jan 1st 2020, Sebi has asked Registered Investment Advisors to do proper risk profi...

Mitraz Financial
Jan 6 2020

November Newsletter 2019

Estimated reading time: 11 minutes 13 seconds

KARVY STOCK BROKING SCAM The capital markets regulator, SEBI, on November 22nd banned Karvy from tak...

Mitraz Financial
Dec 1 2019

October Newsletter 2019

Estimated reading time: 11 minutes 6 seconds

FRAMINGBIAS
Symptoms – People react in different ways to the same choice depending on the way the ...

Mitraz Financial
Nov 4 2019

September Newsletter - 2019

Estimated reading time: 8 minutes 55 seconds

FINANCIAL NEWS SEBI has issued a new circular regarding the valuation of money market and debt secur...

Mitraz Financial
Sep 30 2019

August Newsletter - 2019

Estimated reading time: 12 minutes 30 seconds

FINANCIAL NEWS Income tax changes proposed in the budget to become effective from 1st September1. 2%...

Mitraz Financial
Aug 30 2019

July Newsletter - 2019

Estimated reading time: 9 minutes 52 seconds

FINANCIAL NEWS The Supreme Court on July 23rd delivered its verdict on the stalled projects of the A...

Mitraz Knowledge
Jul 31 2019

June Newsletter - 2019

Estimated reading time: 10 minutes 40 seconds

KNOWLEDGE - DISPOSITION EFFECT BIAS
Symptoms - This refers to a tendency to label investments as win...

Mitraz Knowledge
Jun 30 2019

May Newsletter - 2019

Estimated reading time: 11 minutes 29 seconds

KNOWLEDGE - NEGATIVITY BIAS
Symptoms - Investors put more weight on bad news than good and react to ...

Mitraz Knowledge
May 31 2019

April Newsletter - 2019

Estimated reading time: 13 minutes 16 seconds

FINANCIAL NEWS SEBI clarified that trail commissions can be up-fronted for systematic investment pla...

Mitraz Knowledge
Apr 30 2019

March Newsletter - 2019

Estimated reading time: 12 minutes 35 seconds

FINANCIAL NEWS The Securities and Exchange Board of India (SEBI) has issued norms for valuation of m...

Mitraz Knowledge
Mar 31 2019

February Newsletter - 2019

Estimated reading time: 11 minutes 51 seconds

KNOWLEDGE - NARROW FRAMING BIAS
Symptoms - Insistent focus on the performance of individual securiti...

Mitraz Knowledge
Feb 28 2019

January Newsletter - 2019

Estimated reading time: 12 minutes 6 seconds

KNOWLEDGE - SELF SERVING BIAS
Symptoms - The tendency to attribute favourable outcomes or successes...

Mitraz Knowledge
Jan 31 2019

December Newsletter - 2018

Estimated reading time: 11 minutes 59 seconds

KNOWLEDGE - ENDOWMENT BIAS
Symptoms - The tendency to place a significantly higher value on things w...

Mitraz Knowledge
Dec 31 2018

November Newsletter - 2018

Estimated reading time: 12 minutes 32 seconds

KNOWLEDGE - INCENTIVE CAUSED BIAS
Symptoms - It is said that one should not ask the barber the need ...

Mitraz Knowledge
Nov 30 2018

October Newsletter - 2018

Estimated reading time: 12 minutes 6 seconds

KNOWLEDGE - HINDSIGHT BIAS
Symptoms - When finally after the outcome of an event, one tries to simpl...

Mitraz Knowledge
Oct 31 2018

August Newsletter - 2018

Estimated reading time: 8 minutes 27 seconds

KNOWLEDGE - INFORMATION BIAS
Symptoms - The tendency to collect more information beyond a point that...

Mitraz Knowledge
Aug 31 2018

July Newsletter - 2018

Estimated reading time: 10 minutes 2 seconds

KNOWLEDGE-LOSS AVERSION BIAS
Symptoms - Loss aversion refers to the tendency to prefer avoiding loss...

Mitraz Knowledge
Jul 31 2018

June Newsletter - 2018

Estimated reading time: 8 minutes 32 seconds

KNOWLEDGE-OUTCOME BIAS
Symptoms - The Isolation Effect (The Von Restorff Effect) is likely to be exh...

Mitraz Knowledge
Jun 30 2018

May Newsletter - 2018

Estimated reading time: 8 minutes 39 seconds

KNOWLEDGE-OUTCOME BIAS
Symptoms - The tendency to judge a decision by its eventual desired outcome i...

Mitraz Knowledge
May 31 2018

April Newsletter - 2018

Estimated reading time: 7 minutes 45 seconds

KNOWLEDGE-MENTAL ACCOUNTING
Symptoms - People may normally feel that money saved for a new house req...

Mitraz Knowledge
Apr 30 2018

March Newsletter - 2018

Estimated reading time: 8 minutes 38 seconds

KNOWLEDGE-SUNK COST FALLACY
Symptoms - An investor who is likely to hold on to his investments or ma...

Mitraz Knowledge
Mar 31 2018

February Newsletter - 2018

Estimated reading time: 7 minutes 13 seconds

KNOWLEDGE-OVERCONFIDENCE BIAS
Symptoms - The self-belief that one has higher skills or an edge compa...

Mitraz Knowledge
Feb 28 2018

January Newsletter - 2018

Estimated reading time: 6 minutes 15 seconds

KNOWLEDGE - CONFIRMATION BIAS
Symptoms - We don't argue any findings if it supports our existing vie...

Mitraz Knowledge
Jan 31 2018

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